Description | Auto-Block |
|---|
Insufficient funds in account | NO |
Account is closed | YES |
No account on file | YES |
Invalid account number | YES |
Unauthorized debit to consumer account | YES |
Returned at request of ODFI | YES |
Authorization revoked by customer | YES |
Payment stopped | YES |
Insufficient collected funds in account being charged | NO |
Customer advises not Authorized, notice not provided, improper source document, or amount | YES |
Check truncation return | YES |
Account sold to another financial institution | YES |
Invalid ACH routing number | YES |
Representative payee is deceased or cannot continue in that capacity | YES |
Beneficiary or account holder other than representative payee deceased | YES |
Account funds have been frozen | YES |
Item returned because of invalid data; refer to addenda for information | YES |
Improper effective date | YES |
Amount error | NO |
Account does not allow ACH transactions or limit for transactions has been exceeded | YES |
Invalid company identification | YES |
Invalid individual ID | YES |
Credit entry refused by receiver | YES |
Duplicate entry | NO |
Addenda record error | YES |
Mandatory field error | YES |
Trace number error | YES |
Routing/transit number check digit error | YES |
Corporate customer advised not authorized | YES |
RDFI not participant in check truncation program | NO |
Permissible return entry | YES |
RDFI non-settlement | NO |
Return of item | YES |
Limited participation ODFI | NO |
Return of improper debit entry | NO |
Return of improper credit entry | NO |
Source document presented for payment | NO |
Stop payment on source document | NO |
Improper source document | YES |
Return of item by government agency | YES |
Invalid Transaction Code | YES |
Routing/transit number check digit error | YES |
Invalid account number | YES |
Invalid individual ID | YES |
Invalid individual name or company name | YES |
Invalid representative payee indicator code | YES |
Duplicate enrollment | YES |
State law affecting RCK acceptance | NO |
Item is ineligible, notice not provided, signature not genuine, or original item altered | YES |
Stop payment on item | YES |
Item and ACH entry presented for payment | NO |
Misrouted return - RDFI for original entry has placed incorrect routing/transit number i | NO |
Incorrect trace number | NO |
Incorrect dollar amount | NO |
Incorrect individual identification | NO |
Incorrect transaction code | NO |
Incorrect company identification | NO |
Duplicate return | NO |
Untimely return - return was not sent within the established timeframe | YES |
Field errors | YES |
Permissible return entry not accepted | YES |
Misrouted dishonored return -incorrect routing/transit number in RDFI identification file | YES |
Untimely return - dishonored return was not sent within the established timeframe | NO |
Timely original return - RDFI certifies the original return entry was sent within established timeframe | NO |
Corrected return - RDFI is correcting a previous return entry that was dishonored | NO |
Original return not a duplicate | NO |
No errors found | NO |
Cross-border payment coding error | YES |
Non-participant in cross-border program | NO |
Invalid foreign RDFI identification | YES |
Foreign RDFI unable to settle | YES |
Cross-border entry not processed by originating gateway operator | NO |
Administrative return item was processed and resubmitted as a photocopy | NO |
Administrative return item was processed and resubmitted as a MICR-Split | NO |
Administrative return item was processed and resubmitted with corrected dollar amount | NO |
Indicates a return PAC (pre-authorized check); RDFI provides a text reason and indicated | NO |
Indicates a return PAC (pre-authorized check); RDFI provides a text reason on the PAC it | NO |