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titleView Details about submitting payments using credit/debit cards.

To submit a card payment using the API, send a POST request to the transactions endpoint with the payment details in the body of the request. The examples below show request bodies for the following use cases:

  • New Card - Submit a transaction by sending the payment card details.

  • Stored / Saved Card - Submit a transaction using a previously stored payment token.

  • Tokenized Tokenised Card Payment - Submit a transaction by sending payment through tokenized tokenised card details.

New Card Payment

Info

You must be PCI Level 1 compliant to submit unencrypted card data directly via the API.

The example below shows a sample request body for card payment using a new payment method:

Code Block
languagejson
{
    "ProcessType": "COMPLETE",
    "Reference": "JTest Transaction 101",
    "Description": "This is an example real-time transaction",
    "Amount": 100.25,
    "CurrencyCode": "AUD",
    "CardToken": null,
    "Card": {
      "CardNumber": "4111111111111111",
      "CardholderName": "TEST Card",
      "ExpiryYear": 2023,
      "ExpiryMonth": 10,
      "Ccv": "123"
    },
    "Payer": null,
    "Audit": {
    "Username": "Example-User",
      "UserIP": "1.2.3.4"
    }
  }

Stored Card Payment

The example below shows a sample request body for card payment using a stored token as the payment method:

Code Block
languagejson
{
    "ProcessType": "COMPLETE",
    "Reference": "JTest Transaction 1001",
    "Amount": 100.75,
    "Description": "This is a test transaction",
    "CurrencyCode": "AUD",
    "ServiceDate": "2022-03-01T10:00:00+10:00",
    "Audit": {
      "Username": "Example-User",
      "UserIP": "1.2.3.4"
    }
}
Tokenized

Tokenised Card Payment

The example below shows a sample request body for card payment using tokenized tokenised card data:

Code Block
languagejson
{
    "ProcessType": "COMPLETE",
    "Reference": "JTest Transaction 101",
    "Description": "This is an example real-time transaction",
    "Amount": 100.25,
    "CurrencyCode": "AUD",
    "CardToken": "cbd86c35289249eb86759453cea4025b",
    "ServiceDate": "2022-03-01T10:00:00+10:00",
    "Payer": {
    	"uniqueReference": "A306026D-0B4B-479F-9716-256152C8D310",
    	"groupReference":"A306026D-0B4B-479F-9716-256152C8D310",
    	"familyOrBusinessName":"Surname",
    	"givenName":"First Name",
    	"billingAddress":{"Line1": "1 Test St","Line2": "Test Building","Suburb": "Testville","State": "QLD","PostCode": "4001","Country": "AUS" },
    	"email":"test@test.com",
    	"phone":"0733331111",
    	"savePayer":"true"
    },
    "Audit": {
		"Username": "Example-User",
    	"UserIP": "1.2.3.4"
    }
  }

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titleView details about submitting payments using Bank Account.

To submit a payment via Bank Account (BECS) using the API, send a POST request by scheduling a single or multiple future payments.

The example below shows a sample request body for scheduling a single payment:

Code Block
languagejson
{
    "Date": "2022-11-15",
    "Amount": 33.75,
    "Reference": "Scheduled-Payment-001",
    "Description": "This is the first scheduled payment",
    "SubBusinessId": null,
    "ServiceDate": "2022-03-01T10:00:00+10:00",
    "Audit": {
      "Username": "Example-User",
      "UserIP": "1.2.3.4"
    }
}

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