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Level I

Basic transaction data like card number, expiration date, CVV, and transaction amount that is required for standard business-to-consumer (B2C) transactions and provides provide standard interchange rates.

Level II

More detailed transaction data, like a sales tax and order number, is required for B2B transactions and can provide lower interchange rates.

Level III

Comprehensive transaction data like line item details and shipping for B2B transactions and can qualify for the lowest interchange rates.

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Note: If you choose to optionally submit Level II data with Level III data, the tax rate must be set between 0.1% & 22% of the transaction amount when the tax amount is greater than $0.00.

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Expand
titleMasterCard - Level III Data Requirements

Level III data must include all Level II data requirements in addition to the requirements listed below.

Item Details - Must provide detailed information for each item listed in a transaction including:

Item

Name or title of the item.

Description

A detailed description of the product or service sold.

Note

Warning: This field cannot be blank, null, or all zeros or spaces and must contain a relevant value.

Line Item Total

Total transaction line item cost, calculated with quantity, unit price, discounts, tax, and shipping.

Product Code

A unique identifier used by the Merchant business to identify the specific product.

Note

Warning: This field cannot be blank, null, or all zeros or spaces and must contain a relevant value.

Quantity

The number of units sold.

Unit of Measure

A standardized unit used to quantify the quantity of the product or service.

Note: When submitting a Level III transaction, the tax amount must be a percent between 0.1% & 30% of the transaction; it cannot be zero unless tax-exempt status is enabled by the Facilitator.

Note

Warning: The following card types are ineligible for Level III interchange with MasterCard:

  • MBS - Mastercard B2B Product 1

  • MEF - Mastercard Electronic Payment Account

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