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Info

To learn more about the specifics of adding or updating a bank account, see our Account Maintenance articles:

The processes outlined below will outline how to submit a Change Request to update your or your Merchant’s bank account information.

Tip

See Test Bank Account Change Requests in the Sandbox Environment for parameters that can be used to review the outcome of various Change Request results.

Using the Portal

Submitting a change request using the Portal can be completed in a few simple steps along with easy upload of the supporting documents in a single process:

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Expand
titleMore on Declines

Declines can occur for one of the following reasons:

Decline Reason

Description

Unable to validate

The information provided doesn't allow risk analysts to validate your information.

No Response

Analysts have followed up with additional questions and received no response.

Invalid Document

The document provided for review was not sufficient.

Unable to read

The document provided was unreadable.

Expired Document

The document provided has expired.

Other

Custom reason, filled out by reviewing Risk Analyst as needed.

These declines will be accompanied by a note added to your account from the risk reviewer.

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Test Bank Account Change Requests in the Sandbox Environment
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Using the following bank account information, you can submit a manual change request that will be treated as a sandbox test when submitted in the Sandbox environment.

The routing numbers provided below will generate a specific automated risk decision for each type of Change Request result to help you better understand the process.

Note: You can use any 10 to 12-digit account number for US-based entities and 8 to 12-digit account number for Canada-based entities.

US-Based Entity Routing Number

Canada-Based Entity Routing Number

Change Request Decision Result

061000227

021000021

Approved

061092387

000281349

Manual Review

067014822

071025661

Declined