RealtimeMemberSearch & RealtimeBusinessSearch Sub-Decision | Description | Operators | Valid Values |
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Entity Score | A score indicating the confidence in the identity match. | | Score values: 0 - 100 | Address Conflict | Whether the address information for screening list entity matches. | | No value. Operator serves as the value. | Citizenship Conflict | Whether the citizenship information for screening list entity matches. | | No value. Operator serves as the value. | Country Conflict | Whether the country information for screening list entity matches. | | No value. Operator serves as the value. | DOB Conflict | Whether the Date of Birth information for screening list entity matches | | No value. Operator serves as the value. | Entity Type Conflict | Whether the Entity Type information for screening list entity matches | | No value. Operator serves as the value. | Gender Conflict | Whether the Date of Birth information for screening list entity matches | | No value. Operator serves as the value. | ID Conflict | Whether the ID information for screening list entity matches | | No value. Operator serves as the value. | Phone Conflict | Whether the ID information for screening list entity matches | | No value. Operator serves as the value. |
MasterCardMatch Sub-Decision | Description | Operator | Valid Values |
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Possible Matches | Indicates that any match was made with the MATCH watchlist. | | No value. Operator serves as the value. | Name | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| DoingBusinessAsName | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Address | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Phone Number | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Alt Phone Number | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Country Subdivision Tax ID | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| National Tax ID | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Service Provider Legal | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Service Provider DBA | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Representative Name | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Representative Address | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Representative Phone Number | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Representative Alt Phone Number | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Representative National ID | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Representative Drivers License | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| ID Theft Rep National ID | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| ID Theft Rep National Tax ID | | | M00 - No Match M01 - Exact Match M02 - Phonetic Match
| Termination Reason Code | | | 1 - Account Data Compromise 2 - Common Point of Purchase (CPP) 3 - Laundering 4 - Excessive Chargebacks 5 - Excessive Fraud 6 - Reserved for Future Use 8 - Mastercard Questionable Merchant Audit Program 9 - Bankruptcy/Liquidation/Insolvency 10 - Violation of Standards 11 - Merchant Collusion 12 - PCI Data Security Standard Noncompliance 13 - Illegal Transactions 14 - Identity Theft
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BusinessInstantId Sub-Decision | Description | Operator | Valid Values |
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Business Score | The BVI (business verification index) is an index that summarizes the verification of the business information | | 0 - Nothing found to confirm the existence of the business. 10 - Significant contradictory findings or an OFAC match exists or only single input elements are valid. 20 - Partial verification of input data; business may exist but can’t be positively confirmed. 30 - Business identity confirmed, but failure to verify all identity elements. 40 - Strong verification of the input data is confirmed. 50 - Business is verified with no contradictory findings.
| Verification Code | | | 0 - No business inputs verified on this source. 1 - One of the following verified: Input Business name, address, phone or federal EIN. 2 - Two of the following verified: Input Business name, address, phone, and/or federal EIN. 3 - Three of the following verified: Input Business name, address, phone, and/or federal EIN. 4 - All input business information verified.
| Company Name Verification | | | No value. Operator serves as the value. | Street Address Verification | | | No value. Operator serves as the value. | City Verification | | | No value. Operator serves as the value. | State Verification | | | No value. Operator serves as the value. | ZIP Verification | | | No value. Operator serves as the value. | Phone Verification | | | No value. Operator serves as the value. | EIN Verification | | | No value. Operator serves as the value. | Risk Indicator Code | | | 10 - The input business name matches OFAC file. 11 - The input business name matches non-OFAC global watchlist(s) 12 - Bankruptcy on record suggests the business may be defunct 13 - Business not in good standing according to the Secretary of State 14 - Business inactive according to the Secretary of State 15 - Business is not registered at Secretary of State of input business state 16 - The input business TIN is associated with a different business name and address 17 - Unable to verify business name, address, TIN and phone on business records 18 - Unable to verify business name on business records, but alternate business name found in business records 19 - Unable to verify business name on business records 20 - Unable to verify business address on business records 21 - Unable to verify business TIN on business records 22 - Unable to verify business phone number on business records 23 - Business first reported in last 12 months 24 - Business first reported in last 24 months 25 - The input business address may be a previous address 26 - Address mismatch between the input business city/state and zip code 27 - The input business address is a vacant address 28 - The input business phone number may be disconnected 29 - The input phone number is associated with a different name and address 30 - The input business may be associated with a post office box 31 - The input business phone number is a mobile number 32 - The input business zip code has a prison within the zip code area 33 - The input business zip code is a military only zip code 34 - The input business address may be a residential address (single family dwelling) 35 - The input business phone number may be associated with a residential listing 36 - The input business phone number and business address on record are geographically distant (> 10 miles) 37 - The input business TIN is not found 38 - No updates to business record in the past 36 months 39 - No updates to business record in the past 24 months 40 - No updates to business record in the past 12 months 41 - Business operates or has operated at multiple locations 42 - Business has been banned from doing business with the government 43 - The input business address may be invalid according to postal specifications 44 - The input business phone number is potentially invalid 45 - The input business TIN is potentially invalid 46 - The input business name matches the input alternate business name 47 - The input business name may have been miskeyed 48 - The input business address may have been miskeyed 49 - The input business phone number may have been miskeyed 50 - The input business TIN may have been miskeyed 51 - The input business name was missing 52 - The input business address was missing 53 - The input business phone was missing or incomplete 54 - The input business TIN was missing or incomplete
| OFAC Watch List Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. | Global Watch List Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. | Business Risk Address Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. | Business to Rep Link Index | | | 0 - The input authorized rep cannot be linked to the business 10 - The input authorized rep’s address is the same as the input business address. 20 - The input authorized rep’s SSN is the same as the input business FEIN. 30 - The input authorized rep’s address matches the business address on record. 40 - The input authorized rep’s address matches the personal address of a business contact on record. 50 - The input authorized rep’s first and last name matches the first and last name of a business contact on record.
| REP CVI Score | | | 0 - The input authorized rep cannot be linked to the business 10 - The input authorized rep's address is the same as the input business address. 20 - The input authorized rep's SSN is the same as the input business FEIN. 30 - The input authorized rep's address matches the business address on record. 40 - The input authorized rep's address matches the personal address of a business contact on record. 50 - The input authorized rep's first and last name matches the first and last name of a business contact on record.
| REP Risk Indicator Score | | | 02 - The input SSN is reported as deceased 03 - The input SSN was issued prior to the input date-of-birth 04 - The input last name and SSN are verified, but not with the input address and phone. 05 - 06 - The input SSN is invalid 07 - The input phone number may be disconnected 08 - The input phone number is potentially invalid 09 - The input phone number is a pager number 10 - The input phone number is a mobile number 11 - The input address may be invalid according to postal specifications 12 - The input zip code belongs to a post office box 13 - 14 - The input address is a transient commercial or institutional address 15 - The input phone number matches a transient commercial or institutional address 16 - The input phone number and input zip code combination is invalid 19 - Unable to verify name, address, SSN/TIN and phone 20 - 21 - 22 - 23 - 24 - 25 - Unable to verify address 26 - Unable to verify SSN/TIN 27 - Unable to verify phone number 28 - Unable to verify date-of-birth 29 - The input SSN/TIN may have been miskeyed 30 - The input address may have been miskeyed 31 - The input phone number may have been miskeyed 32 - The input name matches the OFAC file 33 - 34 - 35 - 36 - 37 - Unable to verify name 38 - The input SSN is associated with multiple last names 39 - The input SSN is recently issued 40 - 41 - The input driver's license number is invalid for the input DL State 42 - 43 - 44 - The input phone area code is changing 45 - 46 - The input work phone is a pager number 47 - 48 - Unable to verify first name 49 - The input phone and address are geographically distant (>10 miles) 50 - The input address matches a prison address 51 - The input last name is not associated with the input SSN 52 - The input first name is not associated with the input SSN 53 - The input home phone and work phone are geographically distant (>100 miles) 54 -
| REP DOB Code | | | | REP NAS Code | | | 0 - Nothing found for input criteria 1 - Input SSN is associated with a different name and address 2 - Input First name and Last Name matched 3 - Input First name and Address matched 4 - Input First name and SSN matched 5 - Input Last name and Address matched 6 - Input Address and SSN matched 7 - Input Last name and SSN matched 8 - Input First name, Last name, and Address matched 9 - Input First name, Last name and SSN matched 10 - Input First name, Address, and SSN matched 11 - Input Last name, Address, and SSN matched 12 - Input First name, Last name, Address and SSN matched
| REP NAP Code | | | 0 - Nothing found for input criteria 1 - Input Phone is associated with a different name and address 2 - First name and Last name matched 3 - First name and Address matched 4 - First name and Phone matched 5 - Last name and Address matched 6 - Address and Phone matched 7 - Last name and Phone matched 8 - First name, Last name, and Address matched 9 - First name, Last name, and Phone matched 10 - First name, Address, and Phone matched 11 - Last name, Address, and Phone matched 12 - First name, Last name, Address, and Phone matched
| REP Watch List Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. | REP PO Box Address | | | No value. Operator serves as the value. | REP Decedent Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. |
Consumer InstantID Sub-Decision | Description | Operator | Valid Values |
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CVI Code | | | 0 - Nothing verified 10 - Critical ID elements not verified, are associated with different person(s), or indications such as OFAC matches, deceased/invalid SSN, SSN issued prior to DOB, etc. exist 20 - Minimal verification, critical ID elements not verified or associated with different person(s) 30 - Several ID elements verified 40 - Last name, address and SSN or phone verified; first name, phone or SSN verification failures 50 - Full name, address, phone, SSN verified
| Risk Indicator Code | | | 02 - The input SSN is reported as deceased 03 - The input SSN was issued prior to the input date-of-birth 04 - The input last name and SSN are verified, but not with the input address and phone 06 - The input SSN is invalid 07 - The input phone number may be disconnected 08 - The input phone number is potentially invalid 09 - The input phone number is a pager number 10 - The input phone number is a mobile number 11 - The input address may be invalid according to postal specifications 12 - The input zip code belongs to a post office box 14 - The input address is a transient commercial or institutional address 15 - The input phone number matches a transient commercial or institutional address 16 - The input phone number and input zip code combination is invalid 19 - Unable to verify name, address, SSN/TIN and phone 25 - Unable to verify address 26 - Unable to verify SSN/TIN 27 - Unable to verify phone number 28 - Unable to verify date-of-birth 29 - The input SSN/TIN may have been miskeyed 30 - The input address may have been miskeyed 31 - The input phone number may have been miskeyed 32 - The input name matches the OFAC file 37 - Unable to verify name 38 - The input SSN is associated with multiple last names 39 - The input SSN is recently issued 41 - The input driver's license number is invalid for the input DL State 44 - The input phone area code is changing 46 - The input work phone is a pager number 48 - Unable to verify first name 49 - The input phone and address are geographically distant (>10 miles) 50 - The input address matches a prison address 51 - The input last name is not associated with the input SSN 52 - The input first name is not associated with the input SSN 53 - The input home phone and work phone are geographically distant (>100 miles) 55 - The input work phone is potentially invalid 56 - The input work phone is potentially disconnected 57 - The input work phone is a mobile number 64 - The input address returns a different phone number 66 - The input SSN is associated with a different last name, same first name 71 - The input SSN is not found in the public record 72 - The input SSN is associated with a different name and address 74 - The input phone number is associated with a different name and address 75 - The input name and address are associated with an unlisted/non-published phone number 76 - The input name may have been miskeyed 77 - The input name was missing 78 - The input address was missing 79 - The input SSN/TIN was missing or incomplete 80 - The input phone was missing or incomplete 81 - The input date-of-birth was missing or incomplete 82 - The input name and address return a different phone number 83 - The input date-of-birth may have been miskeyed 85 - The input SSN was issued to a non-US citizen 89 - The input SSN was issued within the last three years 90 - The input SSN was issued after age five (post-1990) CA - The primary input address is a Commercial Mail Receiving Agency CL - The input SSN is not the primary SSN for the input identity CO - The input zip code is a corporate only zip code CZ - Address mismatch between city/state and zip code DD - A different driver's license number has been found for the input applicant DF - The input driver’s license number is valid and is not on record DI - The input identity is reported as deceased DM - The input driver's license number may have been miskeyed DV - Unable to verify driver's license number IS - Input SSN possibly randomly issued by SSA, but invalid when first associated with the input identity IT - The input SSN is an ITIN MI - Multiple identities associated with the input SSN MO - The input zip code is a military only zip code MS - Multiple SSNs reported with applicant NB - No date-of-birth reported for the input identity NF - The input first name and last name may have been flipped PA - Potential address discrepancy - the Input address may be previous address PO - The primary input address is a PO Box RS - The input SSN was possibly randomly issued by the SSA SD - The input address State is different than the LN best address State for the input identity SR - Address mismatch on secondary address range VA - The input address is a vacant address WL - The input name matches one or more of the non-OFAC global screening list(s) ZI - Unable to verify zip code
| NAS Code | | | 0 - Nothing found for input criteria 1 - Input SSN is associated with a different name and address 2 - Input First name and Last Name matched 3 - Input First name and Address matched 4 - Input First name and SSN matched 5 - Input Last name and Address matched 6 - Input Address and SSN matched 7 - Input Last name and SSN matched 8 - Input First name, Last name and Address matched 9 - Input First name, Last name and SSN matched 10 - Input First name, Address, and SSN matched 11 - Input Last name, Address, and SSN matched 12 - Input First name, Last name, Address and SSN matched
| NAP Code | | | 0 - Nothing found for input criteria 1 - Input Phone is associated with a different name and address 2 - First name and Last name matched 3 - First name and Address matched 4 - First name and Phone matched 5 - Last name and Address matched 6 - Address and Phone matched 7 - Last name and Phone matched 8 - First name, Last name, and Address matched 9 - First name, Last name, and Phone matched 10 - First name, Address, and Phone matched 11 - Last name, Address, and Phone matched 12 - First name, Last name, Address, and Phone matched
| Decedent Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. | SSN Match | | | | DOB Code | | | | PO Box Address | | | No value. Operator serves as the value. | Watch List Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. | Red Flag Code | | | 02 - The input SSN is reported as deceased 03 - The input SSN was issued prior to the input dateof-birth 04 - The input last name and SSN are verified, but not with the input address and phone 06 - The input SSN is invalid or not yet issued 07 - The input phone number may be disconnected 08 - The input phone number is potentially invalid 09 - The input phone number is a pager number 10 - The input phone number is a mobile number 11 - The input address may be invalid according to postal specifications 12 - The input zip code belongs to a post office box 15 - The input phone number matches a transient commercial or institutional address 16 - The input phone number and input zip code combination is invalid 19 - Unable to verify name, address, SSN/TIN and phone 25 - Unable to verify address 27 - Unable to verify phone number 28 - Unable to verify date-of-birth 29 - The input SSN/TIN may have been miskeyed 30 - The input address may have been miskeyed 31 - The input phone number may have been miskeyed 38 - The input SSN is associated with multiple last 39 - The input SSN is recently issued 41 - The input driver's license number is invalid for the input DL State 49 - The input phone and address are geographically distant (>10 miles) 50 - The input address matches a prison address 66 - The input SSN is associated with a different last name, same first name 71 - The input SSN is not found in the public record 72 - The input SSN is associated with a different name and address 73 - The input phone number is not found in the public record 74 - The input phone number is associated with a different name and address 77 - The input name was missing 78 - The input address was missing 79 - The input SSN/TIN was missing or incomplete 80 - The input phone was missing or incomplete 81 - The input date of birth was missing or incomplete 83 - The input date of birth may have been miskeyed 89 - The input SSN was issued within the last three years 90 - The input SSN was issued after age five (post-1990) 91 - Security Freeze (CRA corrections database) 93 - Identity Theft Alert (CRA corrections database) CA - The primary input address is a Commercial Mail Receiving Agency CO - The input zip code is a corporate only zip code CZ - Address mismatch between city/state and zip code DD - A different driver's license number has been found for the input applicant DF - The input driver’s license number is valid and is not on record DM - The input driver's license number may have been miskeyed DV - Unable to verify driver's license number IS - Input SSN possibly randomly issued by SSA, but invalid when first associated with the input identity IT - The input SSN is an ITIN MI - Multiple identities associated with the input SSN MO - The input zip code is a military-only zip code MS - Multiple SSNs reported with applicant names NB - No date-of-birth reported for the input identity PA - Potential address discrepancy - the Input address may be previous address PO - The primary input address is a PO Box SR - Address mismatch on secondary address range VA - The input address is a vacant address ZI - Unable to verify zip code
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ConsumerInstantIdBasic Sub-Decision | Description | Operator | Valid Values |
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CVI Code | | | 0 - Nothing verified 10 - Critical ID elements not verified, are associated with different person(s), or indications such as OFAC matches, deceased/invalid SSN, SSN issued prior to DOB, etc. exist 20 - Minimal verification, critical ID elements not verified or associated with different person(s) 30 - Several ID elements verified 40 - Last name, address and SSN or phone verified; first name, phone or SSN verification failures 50 - Full name, address, phone, SSN verified
| Risk Indicator Code | | | 02 - The input SSN is reported as deceased 03 - The input SSN was issued prior to the input date-of-birth 04 - The input last name and SSN are verified, but not with the input address and phone 06 - The input SSN is invalid 07 - The input phone number may be disconnected 08 - The input phone number is potentially invalid 09 - The input phone number is a pager number 10 - The input phone number is a mobile number 11 - The input address may be invalid according to postal specifications 12 - The input zip code belongs to a post office box 14 - The input address is a transient commercial or institutional address 15 - The input phone number matches a transient commercial or institutional address 16 - The input phone number and input zip code combination is invalid 19 - Unable to verify name, address, SSN/TIN and phone 25 - Unable to verify address 26 - Unable to verify SSN/TIN 27 - Unable to verify phone number 28 - Unable to verify date-of-birth 29 - The input SSN/TIN may have been miskeyed 30 - The input address may have been miskeyed 31 - The input phone number may have been miskeyed 32 - The input name matches the OFAC file 37 - Unable to verify name 38 - The input SSN is associated with multiple last names 39 - The input SSN is recently issued 41 - The input driver's license number is invalid for the input DL State 44 - The input phone area code is changing 46 - The input work phone is a pager number 48 - Unable to verify first name 49 - The input phone and address are geographically distant (>10 miles) 50 - The input address matches a prison address 51 - The input last name is not associated with the input SSN 52 - The input first name is not associated with the input SSN 53 - The input home phone and work phone are geographically distant (>100 miles) 55 - The input work phone is potentially invalid 56 - The input work phone is potentially disconnected 57 - The input work phone is a mobile number 64 - The input address returns a different phone number 66 - The input SSN is associated with a different last name, same first name 71 - The input SSN is not found in the public record 72 - The input SSN is associated with a different name and address 74 - The input phone number is associated with a different name and address 75 - The input name and address are associated with an unlisted/non-published phone number 76 - The input name may have been miskeyed 77 - The input name was missing 78 - The input address was missing 79 - The input SSN/TIN was missing or incomplete 80 - The input phone was missing or incomplete 81 - The input date-of-birth was missing or incomplete 82 - The input name and address return a different phone number 83 - The input date-of-birth may have been miskeyed 85 - The input SSN was issued to a non-US citizen 89 - The input SSN was issued within the last three years 90 - The input SSN was issued after age five (post-1990) CA - The primary input address is a Commercial Mail Receiving Agency CL - The input SSN is not the primary SSN for the input identity CO - The input zip code is a corporate only zip code CZ - Address mismatch between city/state and zip code DD - A different driver's license number has been found for the input applicant DF - The input driver’s license number is valid and is not on record DI - The input identity is reported as deceased DM - The input driver's license number may have been miskeyed DV - Unable to verify driver's license number IS - Input SSN possibly randomly issued by SSA, but invalid when first associated with the input identity IT - The input SSN is an ITIN MI - Multiple identities associated with the input SSN MO - The input zip code is a military only zip code MS - Multiple SSNs reported with applicant NB - No date-of-birth reported for the input identity NF - The input first name and last name may have been flipped PA - Potential address discrepancy - the Input address may be previous address PO - The primary input address is a PO Box RS - The input SSN was possibly randomly issued by the SSA SD - The input address State is different than the LN best address State for the input identity SR - Address mismatch on secondary address range VA - The input address is a vacant address WL - The input name matches one or more of the non-OFAC global screening list(s) ZI - Unable to verify zip code
| NAS Code | | | 0 - Nothing found for input criteria 1 - Input SSN is associated with a different name and address 2 - Input First name and Last Name matched 3 - Input First name and Address matched 4 - Input First name and SSN matched 5 - Input Last name and Address matched 6 - Input Address and SSN matched 7 - Input Last name and SSN matched 8 - Input First name, Last name and Address matched 9 - Input First name, Last name and SSN matched 10 - Input First name, Address, and SSN matched 11 - Input Last name, Address, and SSN matched 12 - Input First name, Last name, Address and SSN matched
| NAP Code | | | 0 - Nothing found for input criteria 1 - Input Phone is associated with a different name and address 2 - First name and Last name matched 3 - First name and Address matched 4 - First name and Phone matched 5 - Last name and Address matched 6 - Address and Phone matched 7 - Last name and Phone matched 8 - First name, Last name, and Address matched 9 - First name, Last name, and Phone matched 10 - First name, Address, and Phone matched 11 - Last name, Address, and Phone matched 12 - First name, Last name, Address, and Phone matched
| Decedent Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. | SSN Match | | | | DOB Code | | | | PO Box Address | | | No value. Operator serves as the value. | Watch List Match | | Is Present | Yes The operator serves as the value. If any result is present, fail for this decision. |
ThreatMetrix Sub-Decision | Description | Operator | Valid Values |
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Review Status | The Review Status of a transaction which is dependent upon the execution of the rules in the policy and the policy score obtained. | | Pass Reject Review Challenge
| Policy Score | The policy score which is calculated as the sum of the individual risk weights of its rules. | | Score values: -100 to +100 | Reason Codes | The reason codes which indicate the rules that triggered during policy evaluation. | | | Risk Rating | The associated risk value based on policy score ranges determined in the policy settings. | | High Medium Low Neutral Trusted
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Transaction ThreatMetrix Sub-Decision | Description | Operator | Valid Values |
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Review Status | The Review Status of a transaction which is dependent upon the execution of the rules in the policy and the policy score obtained. | | Pass Reject Review Challenge
| Policy Score | The policy score which is calculated as the sum of the individual risk weights of its rules. | | Score values: -100 to +100 | Reason Codes | The reason codes which indicate the rules that triggered during policy evaluation. | | | Risk Rating | The associated risk value based on policy score ranges determined in the policy settings. | | High Medium Low Neutral Trusted
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ThreatMetrix Emailage Sub-Decision | Description | Operator | Valid Values |
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Fraud Risk Score | | | 0 – 999, with 0 representing very low risk and 999 representing very high risk. | Risk Reason | | | | Risk Band | | | | Digital Identity Score | | | | Total Hits | | | | Unique Hits Level | | | | Fraud Type | | | | Email Exists | | | | Email Creation Days | | | | First Seen Days | | | | Name Match | | | | Domain Risk Level | | | | Domain Exists | | | | Domain Relevant Info | | | | Domain Creation Days | | | | Domain Country Name | | | | Domain Corporate | | | | IP Risk Level | | | | IP Risk Reason | | | | Email To IP Confidence | | | | Email to Phone Confidence | | | | Email to Name Confidence | | | | IP to Phone Confidence | | | | IP to Name Confidence | | | | Email Owner Friend Count | | | | Phone Status | | Matches Value No Match Is Empty
| | Phone Owner Match | | Matches Value No Match Is Empty
| | Phone Carrier Type | | Matches Value No Match Is Empty
| | Reason Codes | | | |
ThreatMetrix FraudPoint Sub-Decision | Description | Operator | Valid Values |
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Score | | | The three-digit score ranges from 300 (highest fraud risk) to 999 (lowest fraud risk). | Manipulated Identity Index | | | | Friendly Fraud Index | | | | Stolen Identity Index | | | | Suspicious Activity Index | | | | Synthetic Identity Index | | | | Vulnerable Victim Index | | | | Risk Indicator Codes | | | | Transaction Status | | | | Transaction Reason Code | | | | Product Status | | | | Reason Codes | | | |
ThreatMetrix PhoneFinder Sub-Decision | Description | Operator | Valid Values |
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Consumer Time Last Seen With Phones | | | | Consumer Time with Phones | | | | Deceased Indicators | | | | Phone Verification Message | | | Input phone number cannot be verified. Input phone number matches name. Input phone number matches name and address. Input phone number matches last name.
| Primary Identity Full Name | | | | Primary Phone Carrier | | | | Primary Phone Type | | | Landline Cable Possible Wireless Possible VoIP Other/Unknown
| Primary Phone Risk Count High | | | | Primary Phone Risk Count Medium | | | | Primary Phone Risk Count Low | | | | Primary Phone Risk Indicator Messages | | | Phone is not active with this person. Phone # is a Prepaid Phone. First Seen Date is within X and Y days (first date range). First Seen Date is within X and Y days (second date range). First Seen Date is within X and Y days (third date range). Last Seen Date is older than "X" days. Primary Phone is listed as a Business. Primary Subject associated to the phone is deceased. Primary address is zoned as Business. Primary Phone Area Code is not in the same state as Primary Address. Primary address is not the "Current" address for the Primary Subject. Phone # has been ported within the past "X" days. Phone # has been ported more than "X" times with this person. Phone # has been spoofed within the past "X" days. Phone # was the origination phone used to spoof another phone # within the past "X" days. Phone # was the destination phone used in a spoofing activity within the past "X" days. Phone # was the spoofed phone used in a spoofing activity within the past "X" days. Phone # has had "X" search requests within the past "Y" days. Phone # has received "X" OTP requests within the past "Y" days. Phone # is associated with a No Contract Carrier. Phone # has been ported in the last "Input A" to "Input B" days (second date range). Phone # has been ported in the last "Input A" to "Input B" days (third date range). Phone Service Type is VOIP. Phone Service Type is Wireless. Phone Service Type is Landline. Phone # is currently being Forwarded. Phone service type is Other/Unknown. Phone service type is Cable. No First Seen Date associated with Phone #. No Last Seen Date associated with Phone #. No First Seen and Last Seen Date associated with Phone #. SIM Card Information has changed in the last "X" days. Device Information has changed in the last "X" days. Phone Number part of a recently rejected transaction in the Digital Identity Network. Phone Number present on Digital Identity Blacklist. Phone Number associated w/ fraud in the Digital Identity Network. The Digital Identity associated with the phone number has a bad reputation. Phone Number First Seen Recently in Digital Identity Network. High Count of Devices Associated to Phone Number in Past Month. High Count of Email Addresses Associated to Phone Number in Past Month. Phone Seen in High Number of Countries in the Past Month. Surname of Phone's Listing Name does not match Identity Found. Phone linked to identity by self-reported sources only. Phone Number is associated with more than "Input B" Identities. No Phone Associated with Subject*. No Identity*.
| Primary Phone Risk Indicator Status | | | | Primary Phone Status | | | | Primary Phone Verification Indicator | | | | Reason Codes | | | |
LegitScript Register Sub-Decision | Description | Operator | Valid Values |
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