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Match Rule
Match Rules are criteria deciding how the sub-decision will be applied based on who triggers it.
All - Requires every owner to meet the criteria for the action to be applied.
Any - Requires only one owner to meet the criteria for the action to be applied.
Risk Level
Risk Level sets an optional prioritization to apply the sub-decision action based on the Merchant’s Risk Score range, between 0 and 100, 0 being the highest risk and 100 being the lowest. This Merchant Risk Score is displayed on the Merchant Risk Management Details page:
Low - 67-100
Medium - 34 to 66
High - 0 to 33
Operators
Operators act as the criteria filter for each Sub-Decision to read the data provided and trigger the configured Decision action accordingly.
Operator | Description | Example |
|---|---|---|
Truthy | The operator and the value of “True” in a true/false boolean to trigger the Decision action. | Conflict with DOB: Truthy - There is a conflict with the entity member’s date of birth. |
Falsy | The operator and the value of “False” in a true/false boolean to trigger the Decision action. | Plaid Verification: Falsy - No Plaid Verification has occurred for the entity. |
Is Present | If any result is present, trigger the Decision action. | OFAC Watch List Match: Is Present - Entity appeared on an OFAC Watch List. |
Is Empty | If no result is present, trigger the Decision action. | Entity TC Date: Is Empty - No Entity Terms and Conditions Agreement Date was found. |
Greater than or equal to threshold. | Sets a range above the preset threshold value to trigger the Decision action at or above. | Entity Score: Greater than or equal to 89. |
Less than or equal to threshold. | Sets a range below the preset threshold value to trigger the Decision action at or below. | FICO Score: Less than or equal to 650. |
Matches Value | If result is an exact match to the set value, trigger the Decision action. | Risk Indicator Code: Matches Value “10” - The input business name matches a name on the OFAC file. |
No Match | If the result does not match the set value, trigger the Decision action. | [Charity] Subsection Code: No Match - The result does not match a valid non-profit entity type. |
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Decision Actions are set automated processes that take place when the specific Subtype’s Operator and Value criteria are met.
Action | Description | Applicable Action Type | Skipped | Pass |
|---|---|---|---|---|
Skipped | The Sub-Decision will skip the transaction or Merchant without taking the specific action of that Sub-Decision, but may still apply to other Sub-Decision in a Policy. | |||
Pass | The Merchant or Transaction meets the criteria and is allowed to pass without any action taking place. | |||
None | No Action will occur. | |||
Errored | Respond to Merchant Boarding or Transaction processing with an error. | |||
Reserve | The funds for the transaction will not be released until the Transaction is manually reviewed. | |||
Hold | The transaction not be captured until it is manually released. | |||
Block | Block the Transaction from proceeding or Merchant from boarding. This returns an error. | |||
Post Review Only | The Merchant or Transaction is flagged for review, but no immediate action is taken allowing for a Post Review decision to be made | |||
Approve | The Merchant or Transaction is released from any holds and approved to board or process respectively. | |||
Manual Review | The Merchant or Transaction in question is held for manual review. |
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Rules
Rules are additional Sub-Decision criteria that can be optionally applied in a series of and/or linking, similar to traditional Conditional Rules shown on Decisions.
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