Our technology and architecture uses hundreds of different data sources to manage risk both and the portfolio and account level and to drive real-time decisions for transaction monitoring.
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To minimize potential transaction risks, use the following criteria to monitor transactions from merchants in real-time: Create a blocked list of suspected bad sign-ups as well as create an allowed list of the VIP, fully verified sellers, and ensure new merchants are cross reference against the list. Analyze the risk by checking seller’s ID, performance, chargeback rates, suspicious behavior, abrupt changes in the activity, Credit Card AVS mismatch, Zip Code to address mismatch, etc. Measure the risk periodically via KPI (Key Performance Indicators), which should include constantly monitor fraudulent cases and rates of Chargebacks and/or ACH returns.
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Recommended Monitoring Rules
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